Mortgage Calculator
Full payment breakdown with amortization, PMI, taxes, and extra payments
Loan Details
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Monthly Costs
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Extra Payments (Optional)
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Advanced Options
pts
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Include PMI until 20% equity reached
Monthly Payment
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P&I + taxes + insurance
Principal & Interest
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Base payment
Total Interest
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Over life of loan
Total Cost
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All payments combined
Payoff Date
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Interest Saved
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Via extra payments
Principal
Interest
Property Tax
Insurance
PMI
HOA
Amortization Schedule
| Year | Principal | Interest | Extra Paid | Balance |
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Savings Calculator
Daily, weekly, monthly or annual deposits with compound growth projection
Starting Position
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Regular Contributions
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Time & Goals
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Annual Adjustments
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Show inflation-adjusted (real) value
Final Balance
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Nominal value
Total Contributed
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Your deposits
Interest Earned
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Compound growth
Goal Reached
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Target date
Real Value
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Inflation-adjusted
Effective APY
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After compounding
Growth Over Time
| Year | Contributions | Interest | Balance | Real Value |
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Trump Account Calculator
Project your child's account growth at ages 18, 21, 25 and 65
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About Trump Accounts
Signed into law July 4, 2025 as part of the "One Big Beautiful Bill Act." Every U.S. citizen born Jan 1, 2025 – Dec 31, 2028 receives a $1,000 government seed deposit invested in low-cost U.S. equity index funds. Parents can add up to $5,000/year. Funds are locked until age 18, then available for education, a first home purchase, or starting a business. Accounts open for contributions July 2026.
Account Setup
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Monthly Contributions
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Growth Assumptions
Total You Contributed
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Your deposits only
Market Growth
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Compound returns
Total at Age 65
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Retirement value
Account Growth Over Time
| Age | Year | Annual Contrib. | Interest Earned | Balance |
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Disclaimer: Projections are for illustrative purposes only and do not guarantee future results. Returns are based on historical S&P 500 averages and may vary. Trump Accounts are invested in U.S. equity index funds subject to market risk. Withdrawals may be subject to taxes. Consult a financial advisor for personalized guidance. Trump Account rules per the "One Big Beautiful Bill Act" signed July 4, 2025.
Mortgage Payoff Accelerator
See exactly how much interest and time you save by paying extra on your existing mortgage
Your Current Mortgage
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Extra Payment Strategy
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Compare Multiple Scenarios
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Interest Paid: Base vs. Extra Payments
Year-by-Year Comparison
| Period | Base Balance | With Extra | Balance Diff | Int. Saved (Cumul.) |
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